Purpose-Driven Financial Planning & Investment Management
Integrating Human Design and Gene Keys to help entrepreneurs build a legacy of impact and prosperity
Wealth Strategy That Honors Your Design and Expands Your Future
Fiduciary financial guidance grounded in who you are, how you create wealth, and the legacy you’re building.
At X-Squared Wealth Planning, we support you in understanding how you are designed to create, manage, and grow wealth.
Through a blend of mindset work, Human Design and Gene Keys insight, and comprehensive fiduciary financial planning, we help you make confident decisions, implement your strategy with clarity, and build a legacy aligned with your purpose.
Services: How Can We Work Together?
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Institutional level advice and investment management made possible for you as an individual investor through our partnership with Juncture Wealth Strategies. Your portfolio is curated specifically for your needs and goals and managed through your choice of custodian (currently either Charles Schwab or Fidelity). Investment Management can be combined with either of the financial planning packages listed here as well.
Asset based fees for investment management:
1.25% per year (billed monthly) for balances under $1,000,000
1.15% for the balance between $1,000,001 to $3,000,000
1.05% for the balance between $3,000,001 to $5,000,000
0.95% for the balance between $5,000,001 to $10,000,000
0.85% for the balance over $10,000,001
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Comprehensive, fiduciary financial guidance designed around your unique way of creating and managing wealth. Together, we craft a plan that aligns both energetically and practically with your goals. Your personalized roadmap includes cash flow optimization, tax planning, retirement, education planning, insurance planning, estate strategies, and risk management, giving you clarity, confidence, and a clear path to long-term prosperity.
Fees for Financial Planning:
Initial investment for financial planning: Ranges from $5,000 to $15,000 for the initial planning process based on complexity. (The majority of this fee is expensable for business owners, talk with your CPA about your specific situation.)
Monthly retainer for ongoing coaching and financial advice: Varies between $175 and $1,500 per month depending on your specific needs, inquire for details. (Also expensable for business owners, talk with your CPA about your specific situation.)
How we do it:
Five 90-minute meetings over the course of 6-8 weeks to dive into your goals, your spending, and your Human Design and Gene Keys profiles. At the culmination of our initial planning process, you will receive a plan tailored specifically to your life and business with prioritized, actionable steps to create the life and relationship to prosperity that you desire.
Ongoing financial planning and wealth coaching at a pace that is right for you, whether that’s monthly or quarterly, to support you in actually achieving your financial goals.
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A fast-track, high-touch financial planning experience designed for entrepreneurs and sales professionals who want fast results. Delivered through two VIP half-day intensives, this process combines deep energetic alignment with the strategic clarity of comprehensive fiduciary planning. You’ll walk away with a complete Money Code Plan that integrates your Human Design and Gene Keys insights into a custom financial structure covering cash flow, tax planning, investment, retirement, and wealth-building strategies, all tailored to your most natural way of generating income and growing wealth.
Fees for the Money Code Plan VIP Package:
Initial investment for financial planning: $25,000 for the initial planning process. (The majority of this fee is expensable for business owners, talk with your CPA about your specific situation.)
Monthly retainer for ongoing coaching and financial advice: $1,500 per month for monthly meetings financial planning and wealth coaching to keep you on track and in alignment with your goals and purpose. (Also expensable for business owners, talk with your CPA about your specific situation.)
How we do it:
Two VIP half-day intensives, one to gather all the necessary information and begin the process of transformation, and the second two weeks later to deliver the plan and start the implementation process.
Monthly meetings thereafter to keep you on track and in alignment with your purpose and goals, and to work through money stories as they come up in your life and business.
What else is part of the financial planning process?
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We understand that a thriving business starts with strong financial foundations. We help business owners optimize their financial strategies, from cash flow management to tax efficiency and business succession planning. Our approach ensures that your business is positioned for long-term success, allowing you to focus on what you do best.
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At X-squared Wealth Planning, tax planning is about aligning your strategy with your values and financial goals, empowering you to keep more of your wealth to support your vision. We help you uncover tax-saving opportunities that seamlessly integrate with your financial plan. From optimizing retirement contributions to structuring income and charitable giving, our proactive approach maximizes your resources, so you can focus on what matters most.
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Retirement planning is about creating a future that reflects your values and dreams. We design a tailored retirement strategy that supports your desired lifestyle, financial peace, and long-term security. From investment growth to income sustainability, our approach helps you retire with confidence and live the life you’ve envisioned.
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We believe that there are many ways to plan for education. We develop customized strategies to help you fund educational goals with confidence, whether for your children, grandchildren, or yourself. From selecting tax-advantaged accounts to maximizing growth opportunities, our approach ensures that you’re prepared to support the educational aspirations that matter most to you.
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We take a thoughtful approach to insurance planning, ensuring that you and your loved ones are protected from life’s uncertainties. We help you select the right coverage for your unique needs, balancing cost-effectiveness with comprehensive protection. Whether for life, disability, or long-term care insurance, our strategy provides peace of mind, knowing you’re safeguarded for the future.
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We guide you through the complexities of estate planning to ensure your legacy is preserved and passed on according to your wishes. We help you create a plan that minimizes taxes, avoids probate, and provides for your loved ones. Our comprehensive approach gives you peace of mind, knowing your values and assets are protected for future generations.
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We help you create a charitable giving strategy that aligns with your values and maximizes your impact. We design tax-efficient approaches to philanthropy that support the causes you care about most. Whether through direct donations, planned giving, or charitable trusts, we ensure your generosity leaves a lasting legacy.
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We integrate Human Design into your financial planning to help you make decisions that align with your true nature. By understanding your unique energy blueprint, we tailor strategies that resonate with your strengths and purpose, empowering you to create a financial future that feels authentic and fulfilling. This holistic approach supports not only your wealth but your personal growth and well-being.
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We incorporate the Gene Keys Prosperity Sequence to help you unlock your unique path to abundance. This transformative approach guides you in understanding your core gifts, challenges, and potential, creating a harmonious flow of wealth that aligns with your purpose. By integrating this wisdom with your financial plan, we empower you to cultivate true prosperity in every aspect of your life.
Meet Hannah Chapman
Hannah Chapman is a Certified Financial Planner (CFP®), Accredited Portfolio Management Advisor (APMA®), and Chartered Retirement Planning Counselor (CRPC®) with over 19 years of experience in the financial industry helping business owners and executives plan for and achieve their biggest financial goals and dreams.
As the founder and CEO of both X-squared Wealth Planning and Expansive CEO, Hannah is a champion for visionary entrepreneurs. She knows that visionaries can function at their highest capacity when they are supported by the right team of experts who can help lighten the mental, emotional, and spiritual load of building a business that will impact thousands and millions of others.
Hannah blends the logical work of financial planning with the emotional and spiritual aspects of money, guiding entrepreneurs to clear old Money Stories and align with their highest potential through inner child healing and Human Design and Gene Keys exploration. She has been in her own Human Design experiment for more than four years, and believes knowing yourself deeply is part of the path towards prosperity that lifts up the collective rather than just the individual.
She is also the host of The Expansive CEO podcast and a sought-after speaker on financial empowerment and visionary leadership.
FAQs
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Human Design is a self-discovery system that combines elements of astrology, the I Ching, the Kabbalistic Tree of Life, the Hindu Chakra system, and quantum physics to reveal your unique energy blueprint and decision-making style. Gene Keys is a complementary framework that helps you explore your core gifts, challenges, and potential through a sequence of contemplative insights.
At X-squared Wealth Planning, we integrate these tools into the financial planning process to align your decisions with your natural strengths, purpose, and values. This personalized approach empowers you to create wealth and prosperity in a way that feels authentic and fulfilling.
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It depends on your situation. Most business owners prefer to meet monthly in order to keep the financial transformation going, and their business and personal finances on a steady track. It is not a requirement, however, and can be tailored to your specific needs.
Some clients prefer to meet more often to receive more coaching. This is also negotiable and can be custom fit to your situation, and the monthly fee level will be reflective of that additional support.
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We do not have a specific business niche, but rather an energetic niche. We do work with many service based business owners, but also have clients in manufacturing, restaurants, and other fields. The common thread between the companies that we work with is that the CEOs care deeply about the work that they do and the people they help, want to understand their relationship with money and heal from past trauma, and want to work with a financial advisor that cares deeply about their purpose and who they are as a person.
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No. There are no investment minimums to work with us at X-squared Wealth Planning. However, there is a minimum financial planning fee, so with that in mind, the work that we do requires business revenue, personal income, or current assets that are sufficient to cover the financial planning fees listed above without significant stress. This typically means you will have income of at least $100,000 after business expenses and includes businesses with revenue from multiple hundreds of thousands to multiple millions per year. If you are not an owner and instead are an executive or employee, you are likely making $150,000 per year or more.
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In plain terms, we:
Help business owners and entrepreneurs understand where their money is actually flowing in their personal life, business life, and after life (as in, estate planning!)
Once we know where everything is financially, and where it’s currently flowing, we create a financial plan to help put their assets and income to work in a way that will help them realize their life and business goals
Once we have that plan in place, we invest their money in the way that makes the most sense for their life and business
All along the way, we teach the concepts of Human Design and Gene Keys Prosperity Sequence that help them create more prosperity with more ease and joy in the journey
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You can learn more about Hannah Chapman at:
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How are X² Wealth Planning and Juncture Wealth Strategies, LLC connected?
Hannah Chapman, CFP®, APMA®, CRPC® is a Senior Wealth Advisor at Juncture Wealth Strategies, LLC doing business as X² Wealth Planning.
What is Juncture all about and how do we work with clients?
Juncture Wealth Strategies (Juncture) is a boutique investment firm with institutional resources, offering intelligent, independent investment management and wealth advocacy to high-net-worth clients. As an investment advisor, Juncture is flexible, innovative and independent, with a commitment to communicating with clients in a straightforward and direct way and serving their financial needs with intelligence, insight and transparency.
We recognize that the world we live in is constantly changing. Right now, we’re in the midst of a paradigm shift, and the future holds both new opportunities and new risks. As advisors, we seek to actively manage those risks while also taking advantage of new opportunities for growth.
Our clients are forward-looking and willing to embrace the new opportunities that this future will bring. They are constructive optimists with business sensibilities, as well as having an understanding of risk management and an entrepreneurial outlook, but they’re also discontented with the conventional Wall Street approach―they’re not satisfied with “business as usual” and have tried alternative investments in the past that didn’t meet their expectations. They’re looking for a new way forward. With our innovative investment strategies, holistic financial planning services and comprehensive wealth management, Juncture helps discerning clients manage and grow their wealth.Where can I find more information about Juncture Wealth Strategies, LLC?
You can find information at Juncture Wealth Strategies, LLC's website.